Defined Contribution Schemes
Making investment decisions is a very personal issue – there's no single investment strategy that is suitable for everyone. Here we list some of the basic points you should take into account when selecting pension fund investments. These should help you understand how vital investment choices are for your future retirement security.
The points to consider are:
- the trade off between risk and return
- the different types of asset you could come across within your investment options
- the difference between active and passive styles of investment management
- spreading the risks of investment through diversification
- investing over your working life – putting your investment choices together into a strategy covering the time until you retire
How well your money is invested can be the key difference between having enough income after you retire and falling short of what you really need to enjoy a comfortable lifestyle. You may have a choice of funds, including Aberdeen Life & Pensions funds, within your scheme.
Aberdeen Life & Pensions Limited does not provide advice on the suitability or otherwise of specific investment transactions. In making decisions about retirement planning and the best approach to investing your retirement savings you should seek independent financial advice.