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Aberdeen Life Cash Fund

Objective

To provide exposure to an actively managed portfolio which aims to produce an attractive level of income commensurate with security, principally by investing in cash deposits and money market instruments. The fund may also invest in transferable securities and in collective investment schemes, including those managed by Aberdeen Asset Management.


Manager's Quarterly Report

January 2010


Market review

The UK gilt market underperformed and yields rose over the quarter led by intermediate dated securities. The move came mostly in December driven by the continued strong performance from risk assets and a significant rise in US treasury yields. Good demand for longer dated securities coupled with little supply supported this area of the curve. Sterling credit performed well as spreads narrowed on the back of improved economic data and continued strong demand for corporate bonds. As a result, spreads tightened 0.26% to end the quarter at 1.69% over gilts. The sterling Libor curve has seen yields rise during the quarter, which has taken the 1 year rate higher by 15bps to 1.25% - from 6 months out yields are higher circa 10-15bps. The curve overall is steeper by 13bps. The very short end continues to be anchored by official rates.


Market outlook

The continued weakness in the economy suggests there is a lot of spare capacity and that dis-inflationary pressures are likely to dominate. The sustainability of any recovery remains uncertain given the substantial headwinds that face the UK economy. Against this background we expect the MPC to keep the base rate at a low level for some time. The market is currently of the view that the asset purchase scheme will not be extended any further. However, we believe that the MPC will continue to monitor the situation and will increase it if necessary. The gilt market is likely to be volatile in the short term and expect the yield curve to flatten between 10 and 30 year maturities, although there may be supply issues to face. In the credit markets, we remain broadly positive in the short term given the strong technical backdrop and companies’ ongoing focus on rebuilding financial strength. However, we are mindful of the many downside risks which remain, including central banks removing stimulus measures or raising rates too quickly and concerns over weaker sovereigns’ credit quality. With base rates unlikely to rise until Q4 2010, we are seeing value in the money market curve in the 6-9 month area. We are mindful though that the market may well move ahead of any official base rate increase and as such are positioned to take advantage of higher yields.


Portfolio Activity